Peer to Peer or P2P lending in India is an alternative financing model that connects individual borrowers and lenders, bypassing traditional financial institutions. Originating in 2012, this form of lending has gained momentum globally and notably in India, where it gained legal recognition in 2018 through guidelines from the Reserve Bank of India.

Expected to grow at a CAGR of 21.6% to reach USD 10 billion by 2026, P2P platforms offer various loan types, such as personal, business, and medical loans. Borrowers apply online, undergoing a KYC process and credit assessment. Lenders can then choose which loans to fund based on risk and simple interest profiles.

At LenDenClub, we take pride in operating fully within India’s legal framework. Peer-to-peer lending is legal in India when conducted through RBI-approved platforms like ours. We prioritize transparency, security, and compliance to ensure every transaction you make with us is safe, reliable, and compliant with all regulations. With LenDenClub, you’re choosing a trusted partner for hassle-free and legal P2P lending.

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